Wow, bits of this thread are like being back in 2017
The problem with the graph is is was roundly disliked by a vocal minority of forum users
and it also never lived up to the intentions that Monzo had for it so thereās an argument to be made, rightly or wrongly, that in this instance the forum community had their way.
I should say that I donāt notice the overdraft stuff, I just donāt care about that sort of thing sufficiently.