My friends, neither of whom currently have a Monzo account, are newly married and have been given several wedding gifts in the form of cheques made out to Mr and Mrs. They don’t currently have a joint account with any bank and the wife hasn’t yet got round to applying for new ID in her married name. Apparently their existing banks are “being an arse”.
I gave the following advice but wanted to check it was correct. If they both open a sole account with Monzo in their maiden names using their existing ID, and then create a joint account, the wife can use her marriage certificate to change her name in app and then they can pay the cheques in?
This is based on this help question:
EDIT to add screenshot.