Hi all! We’re excited to announce that we’ve begun rolling out signup changes for new users 
We listened to your feedback and understood that waiting for your card to arrive to use the Monzo app was not the best experience. We’ve updated the signup process to allow you to use the app while waiting for your card to arrive. This feature is part of our goal for improving the onboarding experience.
For new eligible users, you can do all the things in the Monzo app on day one; create a pot, set direct deposit with your account and routing number, link other bank accounts into Monzo, and send/receive money via P2P.
We’ll be shipping even more signup and onboarding improvements in the near term, so keep an eye out for better experiences post-signup 