New to Monzo

[leonardh (Leonard)]

Hey Daniel - Welcome to the forum
Completely understandable about being hesitant about moving things over, There are actually a few threads about that very thing. I’d suggest having a read through these threads (and others!) to help your decision.

Should you use your Monzo card as your main card?

Hi, new user here. Just wondering as it is so handy, I might start to use it as my normal card, what do you guys do? Bonus question: is there a maximum on the contactless e.g. £30?

If you haven't moved over, what's stopping you from making Monzo your main bank?

There’s only one thing stopping me from making Monzo my main account: support for international payments. If you haven’t made Monzo your main account (where you receive your pay), what is it that’s stopping you?

There are even some threads where people havent been thrilled about Monzo and moved away.

Switched from Monzo to a legacy bank (Barclays)

After using Monzo as my main account for all income and outgoings moved to Barclays I moved my salary, direct debits, standing orders and all the spending to Monzo with intent to use Monzo as my only account for all my needs back in September. I expected some glitches and was prepared to deal with few companies not accepting Monzo DD and card etc… I have also been recommending Monzo a lot to others but now feel I was a bit naive in believing the hype and also believing in Monz…

Hopefully these give you a balanced view. Feel free to search and ask questions!