I’m thinking more about budgeting and presentation generally.
It feels a bit like the pie chart button is a quick way to bring the old Summary screens to the new look app. But the whole thing could be designed better so it looks like the new app and fits in better.
And, of course, there’s all sorts of issues with Summary still: different pay periods, inability to forecast more than one incoming payment, doesn’t account for scheduled pot transfers…
I like the way this is implemented in Google Photos on Android: when you scroll slowly by dragging in the usual way, a scroll “handle” appears at the side of the screen; you can stop scrolling normally and grab that instead, and it allows you to move very quickly between dates. A few seconds after you stop scrolling, it disappears.
Budgets. Like, real budgeting, not whatever is in the app at the moment. Bills pots and the coming “spending sorted” feature are steps in the right direction, but it needs to be so much more. You can’t make money work for anyone without this.
This is pretty close to what we’re thinking too. @bruno is currently writing a full proposal for how we do this. In fact, the original post in this thread is surprisingly close to what we’ve been thinking
Some way to hide all budgeting features please. The “you gave xxx left to spend this month” in the home screen is quite annoying if you don’t use monzo for budgeting at all.
I agree with this. While I appreciate that budgeting is one of the marquee features of Monzo, for my wife and I (especially given that we have our own personal accounts both within and outside Monzo, as well as a joint account), it is just too simplistic.
It’s probably always going to be too difficult to build budgeting features to suit everyone’s lifestyle, but a way to hide them if you don’t use them would be very welcome.