I agree that this is confusing… Came to the community to report it as a bug and found this thread!
I honestly don’t mind the Credit Karma one… Well I find it a lot clearer. Monzo’s looks much nicer aesthetically though.
Perhaps a dial isn’t the most appropriate way to display something which has uneven categories.
I’m also a little confused as credit karma seems to have four bands whilst monzo has five. Without any context anyway (is it actually five bands… Does the colour and description change with each segment?) it’s somewhat meaningless anyway to me.
At the moment, looking at others’ graphs Vs my own it reads to me like I have to do a lot more good stuff to increase my score up one point when it’s already high… If that makes sense? Like it’s harder to increase your score when it’s already high? Because the gap is presented as the same size as a much bigger numerical gap lower down. I’m not sure if this is the case (I get the impression it’s not) or if that description will even make sense to someone else, all I know is it’s confusing. Especially when comparing my result to say, Revels’ above - it makes me think I have a long long way to go before I can improve to that standard, as it’s a whole 1/5 of the possible score.