✅ Monzo Mini (Current Account for Kids)

Been a while since I’ve used the Ideas topic, and it got me thinking how Monzo don’t seem to be competing with Starling when it comes to providing children’s accounts…

No idea if they plan on in the future or if something is in the pipeline but I got bored and even made a little graphic for it so may as well post it, I feel like Monzo’s design and UI would be perfect for a children’s account.

I know someone will say “parents can just create a virtual card linked to a pot for them” but I feel there’s more financial learning for a kid to have their own account and own card they can use to tap away at vendors, “digital money isn’t real money” kinda thing…

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hahah brilliant idea!!

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Burst out laughing as I saw the last one get added on as I was typing hahahahah

You think I read any of those before posting! I spent that time playing around in Photoshop :sweat_smile:

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You don’t need to read them, just use the search box :laughing:

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I imagine they just copied and pasted from the same topic someone posted a few hours ago:

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I posted them all earlier today because someone else didn’t search this morning.

I like the card design too. One for your collection but you’d need to have a child. Dedication!

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They’re a bot :robot:

(or on a desktop where you can just right click and copy URL from each topic in the search results list)

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It probably makes business sense as well. A lot of people never change their bank (I certainly didn’t for a very long time), so if you catch the new generation, it will surely pay off for Monzo in the long run.

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More squiggles!

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Small card like the Clubcard one you get for your keys.

Dark mode, radioactive, mini card

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Yup.

And it works.

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Doesn’t give them their own account though, doesn’t give them a physical card - they’re both things personally I think are important to teach them money skills.

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Here is my design for a mini Monzo card

:juicy:

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Not sure it’s small enough. :joy::joy:

Better?:
1f7af2a146e262032c894e9e05660dc4959fb43c

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Perfect haha :wink::joy:

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A current account for the kids with a lot of restrictions until they turn over 16.

  • No access to Direct Debits
  • Parent can control how much the child spends
  • Parent can decide if they can use the card at all
  • Limit how much in a day money is managed
  • Block any 18+ transactions
  • Parent can see what the card is spent on
  • Plus or Premium subscriptions if parent is on it.

Pretty much all things Monzo except restricting the kid to a more friendly version until they reach their 16th birthday. Then they should have the option to keep account linked to their parent or have the account fully upgraded to work as an All things Monzo with almost no restrictions.

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