After playing around with the Monzo.me pages of some of the team and having a think about some of the uses, I retract this comment. It’s consistent with a cold open without a requested amount.
Would love to see something like optical codes with an in-app scanner for in-person Monzo to Monzo payments though if that can be built on the same systems.
Also, I was wondering whether this would enable users to fund Monzo cards from credit cards & having accidentally tested that - it doesn’t.
The first time I’ve used in browser Apple Pay though, very cool! You don’t get a receipt (see Stuart’s screenshot) if you use this payment method though. You still receive a receipt if you use this payment method.
Lastly, this is relatively minor but when I used my debit card to make a payment to myself, I used the name on my card Mr Alexander … & Monzo has picked up the Mr as if it was my first name that causes a couple of problems in the app (outlined in red) -
that may become a bigger issue once you’ve received payments from two different people with Mr / Ms etc. at the beginning of their name on their card…
Obviously it would be better if Monzo filtered out common titles from the beginning of sender’s names.
To avoid this, users can ask senders not to include their title or middle names when completing their card details. The payment was still authorised for me, when using a Lloyds card.
I’ve now ended up with payments from what Monzo sees as 4 different people -
Needs better metadata though, some OpenGraph/Twitter cards/etc. tags would be appreciated and are super easy to do. Twitter, LINE and other social networks show nothing but the bare link.
It would be great to build this into transactions. So you can go into a transaction and see an option to forward the payment request to someone. Then the amount can default to the transaction amount. You could then choose an option of % so it works out the amount for you.
You could then also prepopulate the Note field with the transaction info.
Should only be a few steps more to send one request to multiple users.
Really nice idea. Especially useful at the moment while Monzo is prepaid and options of transferring/paying in money is more limited. But will this feature still be possible when the full account is launched? This has surely gotta be easier and more secure than Faster Payments as you haven’t gotta mess around with giving out sort codes and account numbers.