I’ve had a quick search and didn’t see anything obvious on this topic. I use the Monzo.me link feature quite a bit to request money from friends who don’t have a Monzo account. The user experience for those payees is quite poor in comparison to the similar feature Starling Bank offers. The payee has to enter their full bank card details every time.
Are there any plans to add Apple Pay feature to Monzo.me links to improve the user experience/speed of payment? This has been available using the similar Starling feature for a few years.
Not nearly as simple or slick or quick though, and depending on the browser, not terribly secure, and depending on the bank, a violation of TOS that puts the customer on the hook if the bank gets defrauded.
Monzo’s last official stance on this was that it was removed temporarily for some stripe issue (IIRC) and would be back a few months later. And then they stopped responding to or acknowledging the thread for it. And it’s been a few years now.
Other banks do this. It was the feature that sold Monzo to my friends, especially the American ones, which Monzo are trying to expand into. Monzo isn’t as cool now, is the impression Monzo me leaves. I don’t use it anymore as a result, and I don’t know anyone who does either. Starling’s settle up and the Revolut one are the go to tools for this functionality now. I use cash app almost exclusively for this purpose now.
Interestingly, I don’t think Monzo.me is available at all in the US.
They do have debit card top ups though, but are quite heavily policed (only one debit card allowed and you need a selfie and chat session to change it).
The fact they’re american, with a big old fashioned American bank and could send me money straight to my bank account via Monzo.me instantly at the tap of the button with Apple Pay and no kinds of fees really blew their mind.
: