Over 66 years do you then?
The S&P 500’s average annual compounded rate of return from 1970 to 2023 was about 10.9%. The S&P 500’s average annualized return from 1957 to 2023 was around 10.26%.
Nothing is guaranteed when it comes to markets but generally while they have downturns, crashes etc, they do recover. Hence why they generally can’t be beaten over the longer term.
I personally prefer a wider spread than just the SP 500.
Hopefully in time Monzo may consider more options, rather than three fixed plans.
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It’s not timing the market,it’s time in the market!
Do you like that 
thought of it myself 
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Worst case scenario an apocalypse,share price zero 
without an apocalypse,share price 7% or thereabouts.
No, you didn’t.
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And the next 66 years looks very different to the last 66 years. You need more diversity than one stock market based in one economy.
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You do have diversity hence the name S & P “500” with the 500 being the giveaway 
The S&P 500 is good but it’s only US and it’s heavily dominated by the magnificent 7, which are all tech companies.
I personally prefer even more diversification. The ones I pick still includes the S&P500 but I have included other regions and markets as well.
My best-performing investment over the years has been my FTSE Global All-cap index-tracking fund.
Dodge and cox global stock account for me which I’ve a few years and is 50% up over that time.
How do you know they are not considering it? And just like Monzo pays a lot of attention to their product developments based on the Monzo community they might also pay attention about what the early investors on this board think, no?
They would’ve done it otherwise, stop all the babies crying about it.
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They used to. They don’t anymore.
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also a Panorama episode, which is on iPlayer already (and on old-fashioned telly tonight or tomorrow depending on where you are in the UK):
Literally received a phishing email from a scammer claiming to be Revolut in the last hour!
Didn’t they let the fraudsters sign in on another device without a selfie video - something which has since been fixed?
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Not sure whey the bbc are calling Monzo a e money account.
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They probably think it’s still a top-up payment card. A lot of people think that.
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Revolut states that they take fraud “incredibly seriously” and have invested heavily in fraud detection and prevention. Not sure how much truth is in their statement.
do they? They correctly refer to Revolut as that, and make it clear that they don’t yet have a banking licence, but I’m pretty sure that in the programme Monzo is referred to as a bank.
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