Just to jump on the back of this, also tried to use the Monzo card at McDonaldâs and whilst it accepted the chip and pin the transaction was cancelled on McDonaldâs side, no record of an attempt by Monzo.
Transaction then worked fine with my normal banking card and my Monzo one was used 10 minutes prior elsewhere and an hour later after the McDonaldâs attempt.
Seems like a persistent issue unfortunately.
Hi,
Iâm in Valencia. Currently doing an Erasmus programme. Trying to get money out. Where is Telebanco please?
They were dotted around the city. I canât remember the exact locations sorry.
Look for any cash machine with this logo:
https://s3-eu-west-1.amazonaws.com/rankia/images/valoraciones/0009/7528/telebanco-4b.png?1359481604
Use this to find around you the nearest:
I donât think the atm fees listed are accurate. Iâm in Alicante city. Tried to withdraw from Banca March and the fee was 7 euro. Used Caja Rural Central for 5 euro.
Hey all
Used Unicaja Banco last week in Torremolinosa nd still free, which is still a rarity.
In Spain with some friends, at a shop my Monzo card declined, a friend tried Starling and another Revolut - Revolut is the only bank that even acknowledged the attempts showing Merchant Not Supported
I tried with Barclays and Nationwide and they didnât work either - in a last ditch attempt my Aqua credit card did work
While trying to transfer to Barclays in the moment and since I see this error
And it would appear my entire account is soft frozen now, Barclays also called to ask if I was the one who attempted that transaction
I have to say the lack of any indication from the app that my account is frozen is pretty astonishing, I only found out after trying to order an Uber and then I messaged the chat who told meâŚ
All sorted now⌠I wonder why all the fuss! Talking about 9 euro here
This was the store in question:
Have to give it to @davidwalton because the support was great, much better than that Reddit story would lead you to believe. And also @Carlo1460 for not having all my eggs in one basket
Iâm pretty sure using a lot of Monzo.me for small transactions (splitting bills with friends who donât have Monzo) was actually the cause and not the 9 euro transaction
Iâm very suspicious about enabling either of the settings in âProfile findable byâ - âQR code or payment linkâ (monzo.me) and âPhone numberâ (contacts)
Seems like itâs too easy to find/connect with Monzo users this way - especially by loading thousands of random numbers into your phone contacts and enabling it. Some of those numbers will be Monzo users and youâll see them. Then once you find a Monzo user, send a small amount. If it goes through, the target is acquired for the next stage - phish for the account details or the well-reported panic âfraud is happeningâ callâŚ
Trusted contacts is coming I believe?
5 ⏠in a Santander ATM in a shopping center.
Unless you have a (UK) Santander account, when itâs free
Iâm not 100% sure that this is true for all Santander debit cards.
Itâs definitely true for the Every Day Current Account (though they donât mention fee free spending for this account).
For the other current accounts they mention fee free spending, but donât mention free use of Santander ATMs.
I took money fee free from a German ATM in September 2024 - I have a Every Day Current Account. Using it in shops definitely incurs a (quite hefty) fee.
*We wonât charge you when you use your personal debit card to make withdrawals at Santander cash machines abroad. Youâll find our cash machines in Spain, Germany, Poland, Portugal, Argentina, Brazil, Chile, Mexico, Puerto Rico, Uruguay, and the USA. Make sure you choose to pay in the local currency to avoid being charged any other fees.
After further investigation it seems that any currently available Santander account can use Santander ATMs with no charge, but they donât advertise it on the accountâs page - itâs only looking at the fees page where it becomes obvious.
And, as you say, the Every Day account has foreign transaction fees for purchases (2.95%).
Ok, thank you for the input but not with a Monzo card that is the main reason of this thread.
It is rather misleading to have it only free in Santander ATMs. Iâm sure quite a lot of people get caught out in assuming that itâs free for purchases too.
ING ATM in shopping center still free to use.
Fee has increased to âŹ2.90 (on Tenerife at least)
