I have used Monzo for the first time when I went to Germany. Card payment or contact-less were great.
However, once I needed some cash and I used an ATM machine. I was careful to follow the indication about not changing local currency in GBP ( take local currency), I was charged a fee by the bank who managed the ATM machine. Monzo’s customers service confirmed that.
Is there a list of banks which are not taking the fee?