🇬🇷 Monzo in Greece [Discussion]


(Eve) #102

Which part of Greece specifically? The touristy areas would probably accept card except at smaller stores, especially in restaurants. There are lots of ATMs around too.


#103

Hi All,

This is my first post on Monzo community
I can confirm the following that may help the community
@MrArkadin and @jackmicklethwaite are 100% into the point.
Let me give you a small brief :
I have born and raised in Zante (yes this party island: sunglasses:)
last 3 years work in London, of course, I am a Monzo User
All the previous summers obviously I was going back home (zante and withdraw money from ATM) and
of course i am avoiding the DCC ( Dynamic currency conversion)
But this summer everything changed the Greek Banks start charging a fee for the transaction if you avoid the DCC

National Bank of Greece ** 2 EUR Fee**
Piraeus Bank ATM 3 EUR Fee
Eurobank ATM 2.50 EUR Fee
Alpha Bank ATMs **no fee ** as @MrArkadin says its just a matter of time

I DONT KNOW IF THIS FEE IS EVEN LEGAL

My suggestion is people try to avoid the packages tourism.
Package tourist worth for a place or a country that you feel unsafe (under my humble opinion)
Zante is a very welcome place( don’t forget with packages everyone is getting commision )
Hope that helps…
:grinning::grinning::grinning:


#104

@Chimpofdoom you have valid points on your zante tips.


(csreed1515@gmail.com) #105

Hi sorry thought I’d said lol… kefalonia, skala… thank you


(Adam Kendrew) #107

The card machines in Crete are sneaky. They type in the amount in € and then ask you for your pin, once approved it then goes to a final screen and asks the merchant if to pay using £ or €. With £ being the default option.

Most of the ATM’s now charge a €2.95 transaction fee too, regardless of if you decide to use DCC or withdraw in the local currency. We saved around £20 on a withdrawal of €180 vs. their rate (which was around £1 to €1 :flushed:).