🇬🇷 Monzo in Greece [Wiki]

This is a wiki crowdsourced by the Monzo Community to help you travel with Monzo.

Just like Wikipedia, anyone can edit it to help out others. If you have any tips or feedback for visiting Greece with Monzo, please feel free to edit this guide. You can also add a comment or question below — someone will then incorporate your comment into the main text below and then delete your comment. To create your own “Monzo in …” guide if one doesn’t already exist, just copy this template into a new post and write away!

Safe travels! :wave::airplane:



Greece uses the Euro (€).

Monzo users pay the Mastercard exchange rate with no added fees.

Greece is under capital controls, which include limitations to ATM withdrawals, these however do not affect foreign issued cards like Monzo.

Card usage

POS terminals, most commonly Chip & PIN, are mandatory for most merchants in Greece, including hotels, shops, restaurants and bars. Contactless acceptance is growing.

It’s not uncommon in heavy tourist areas for merchants to insist on taking cash in order to evade taxation. Excuses like “broken POS” can often be heard.


Generally there are no extra charges for using bank ATMs. Take care to always use EUR and not to accept the ATM’s conversion rate to GBP (the rate is very bad compared the Monzo rate). ATMs are common throughout the country and any mid-sized town has at least one.

Payment and withdrawal limits

All Monzo cards have some payment and withdrawal limits. To check yours before you leave, go to your Profile section of the app and tap on Limits.

Crowdsourced merchant data

The Monzo merchant data is often incorrect eg map shows the wrong location or the name of the place is incorrect. Please submit improvements through the Monzo app so it can get better for future visitors.


To edit this guide, just tap the pencil icon below. Alternatively, add a reply with your comments and someone from the community will incorporate your suggestions into the guide and then delete your comment.

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As of February 2019 all ATMs charge a fee on withdrawals with foreign issued cards.

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Capital Controls in Greece ended on September 1, 2019.

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