Monzo in 2020: looking back and looking forward

Monzo Chat News & Updates
21

How soon?

22

Credit Karma is a service that shows you your TransUnion credit score – we use TransUnion currently (they are one of the top 3 CRAs).

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23

Okay, so are you planning on using others like clear score, experian to be able to see Monzo as a current account?

24

We’ll share more details soon – keep an eye on our blog :slight_smile:

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25

Are there more? I was under the impression that there were only three…

26

There are some newer players like credit kudos but there are only 3 large CRAs.

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27

I noticed Monzo is reporting the incorrect account opening date, which caused me to fail verification with Transunion. I was answering truthfully. It is off by a month.

28

Could you please report this (with screenshots if you have them) via the in-app chat? :thinking:

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29

Done :blush:

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30

So you don’t know who Credit Karma are but named Clearscore as a CRA…

The 3 CRAs are Equifax, Experian and TransUnion. Clearscore is just a vehicle to view the consumer made up bollocksy bit of a credit report, same as Noddle or Moneysavingexperts credit club.

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31

I’ve never found how to switch energy provided in the app.

Not sure how you show credit card balances in the app but Tom tweeted it was a feature. Can anyone advise?

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32

It’s at the bottom of the vertical accounts and pot list

33

Can’t see it there :worried:

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34

Well you found the energy switching now

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35

Seems arrange. I have energy switch and you have credit card. Why don’t we both have both options :thinking:

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36

Search help for “How do I connect my credit card to Monzo”

Do you have the button to add a card in the help article?

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37

The energy option isn’t available to northern Irish customers

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38

Sad emote…

But thats cool if they have an internal check on postcode to see whether to enable it in view or not?

Is that the case emma?

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39

I’m assuming so

When it first came out it wasn’t displayed to northern Irish customers. Then with the new nav work it appeared and now it’s gone again

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40

Do you think that 2020 might include using OpenBanking to pull information from other accounts? I know that Barclays is offering to do that in their own app for me, but I might want to use Monzo as my central store of information.

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