Not sure how close a match it will be for your needs but Nova is pretty good.
https://novamoney.com/
R-
If you find anything that does anything like MD Classicâs Planner then do speak up - I really rely on that to work out how much of my weekly wage to put into my monthly bills pot.
Nova looks like it does it, but the website is very off-putting, as is the cost.
Try Lumio (or Emma)
I donât think anything matches Money Dashboard (one of the apps Iâm sad is gone) but Lumio was the closest for me
Emma is very expensive, way too expensive, and it still doesnât include the one simple feature that I canât believe no open banking/money management app does: the ability to define an account as joint and to preset what % of each transaction of that account to count for my own budget and expenditure.
I know you have some sort of groups there that try to replicate that, but it doesnât work the same way and doesnât accomplish this simple task.
The problem with Emma is that it simply doesnât offer ÂŁ10/mo of value or functionality, and at the same time, itâs irritatingly pushy to try to upsell you on other Emma services, such as investments, savings pots, etc.
While this one is largely personal taste, I really do not like the design style. It totally appears to favour form over fuction, meaning that the displays are easy on the eye, and lacking in substance.
It is, for example, impossible to see a single list of your balances across all accounts, you need to see them (arbitrarily) categorised.
The transaction list doesnât tell you which account a transaction relates to, which is particulary bad when combined with Monzo, since it wonât even tell you which pot you transferred money to or from.
I could go on, but, honestly, even if it were free, I would probably not think it worth the effort to use it.
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Yes thatâs my other annoyance with it. The design is not functional unfortunately.
, that was back in 2021 though
Theyâre not going bust so probably not lost yet?
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We built Emma Spaces for this - itâs probably the most innovative feature in the sector.
- Credit building to the top 3 CRAs
- Low FX fee when trading (and no other fees)
- Unlimited Open Banking payments
- Networth tracking
- Cashback
- High Interest on your savings
- Priority support
- Unlimited bank logins, custom categories, split and much more.
This is correctly priced in.
If you like indie apps at ÂŁ2/mo, donât complain when they shut down. 
Donât need that in a budget/aggregator app.
Donât need that esp. with Revolut, Wise and a whole host of other banks now offering zero commission.
Itâs not high, itâs too low compared to pretty much any competition.
Could do without it for a lower fee.
Basically remove all this bloatware, reduce the cost accordingly and it would be a more attractive offer.
All I want is to see all my accounts together, and one or two of those accounts to be able to mark as joint and say âall transactions from this account need to count for 50% in my totalsâ. So if I have ÂŁ100 in my personal account and ÂŁ100 in the joint, the total balance shown should be ÂŁ150. Does Spaces do that?
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@AlanDoe clean up on Aisle 3 
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You missed the next part which forms my complete sentence of what I would need in such an app. This is not really very appealing in terms of a paid product CEO responding to feedback Iâm afraid.
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Spaces allow you to move all your joints in a separate bucket and share it with your partner. You can also set up specific budgets in a space and have different custom categories/rules.
The balance splitting management way is too complex and can only be done in Excel.
No, rent reporting to⌠If you donât pay rent then this is worthless
Iâm not looking for a trading app
Funny, but my Bank app offers really good support for making payments, and doesnât charge me.
Marginally useful at best, and not really a separate feature from adding up the balance of the accounts it tracks already
I was signed up for about 4 months to trial the service, and did not find a single cashback offer that was useful to me in all that time, so⌠nope.
Iâm getting 5.2% on most of my savings at the moment, without paying monthly for the privilege.
If the product is reliable, well designed, and intuitive to use, you should rarely need support anyway, so shouldnât have to expect to pay extra for it.
Aha! The one feature that most people actually want from an account aggregation application.
Iâm not disagreeing. The price you charge is not bad for all of the features and services that you bundle.
The problem is that you bundle a large number of services that I simply do not want, but would have to pay for anyway in order to use Emma.
The great thing about Money Dashboard was that it did one thing, and did it well. Itâs a shame that they couldnât find a way to monetise that, but if theyâd gone down the route of adding a bunch of bloated c**p to it, I personally wouldnât have wanted to pay them ÂŁ10/mo either.
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If it did it well, they would be alive.
They instead lost investorsâ money and shut down.
They way to move forward it to pay ÂŁ10/mo.
I was going to have a look at Lumio but it appears to have re-branded itself as âMoney management for couplesâ, both on their website and in the App Store. Is it not suitable for individuals any more?
I just want the Money Dashboard Planner pal, not all that guff.
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Every time Emma CEO pushes the product aggressively:
It was good once. Now itâs expensive bloatware.
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