Probably “technical” challenges as well as some regulatory ones
I’m surprised but that link also seems to suggest that Barclays are being slower at rolling out cheque imaging in branches than other banks… as they want to do a ‘Big Bang’ switch rather than as each branch has the equipment installed…
This reminds me of a conversation I was having recently with a monzo evangelist.
She was saying it had helped her save, massively - great, I said, how much do you have in your pots?
About 15k.
In the fixed saver pot??
No, I need access to the money.
You don’t think it’s worth putting in Marcus or something?
Oh no, it’s worth the no interest for the convenience.
What, £225?
It can’t be that much!!
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Everybody is different. I’m glad Monzo works for her. With time she may branch out, but it’s great she has taken a plunge. Not an evangelist I would say, as she didn’t say it was for Monzo’s benefit, rather her own feeling
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I think my point was that she didn’t even realise how much it much it was costing her.
She was perfectly happy for Monzo to be making some money out of her account.
All accounts do this, this isn’t an issue and shouldn’t be considered one. Companies need to make money to survive, it just happens to be that their savings products aren’t the best, there certainly better than the 0.2% you can get elsewhere.
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Replace the 15k with -5k and it’s closer to my situation 
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I think you overestimate how people can put aside money. If she used to love spending and struggle to save up, being able to save money without being tempted to spend, whilst having easy access to it is worth the £225.
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i sort of half agree with you. Actually monzo has provided a real value add as it has got her saving in the first place and over the early parts of saving the interest different would really be negligible. As the savings grow however i am completely with you, get them in to a proper savings account earning interest
At least put half away into a savings account.
Who needs £15k on hand “just in case” 
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This is where Monzo can start to educate because not understanding that she could gain £225 odd isn’t necessarily her fault - its a lack of education on what is out there.
Monzo is a great starting platform to consolidate and start to manage - now that more feature are being brought out if Monzo can start teaching its customers what interest is, what an ISA is what an ISA can do what this can do what that can do it will empower the customers that much more.
I recently tried to help my twin with their savings - she was paying £5 a month to effectively gain £5 a month in interest - when they could’ve just slapped it into a Marcus account and netted £10 a month overall. “Oh that’s online only, I don’t know if I like that” - its all about different levels of education and understanding.
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I think this is the kind of “journey” dozens is designing.
Monzo surely will move further in this direction…
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why can we not have the option to vote on cheque imaging like other threads?
This is a making Monzo forum thread - voting I believe is only open on Feedback/Ideas threads- I’m on my phone so can’t check if there is a cheque imaging feedback thread!
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Cheque imaging with Monzo? No, they’ve already told us they’ve decided to stop working on this.
I was hoping that, if we grumbled enough, Monzo might take the hint and put it back on Making Monzo.
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There are now threads which allow you to vote for this (again)… but I’m sure at one there was another thread showing cheque imaging as the most anticipated feature before Monzo originally put it on their roadmap…
The feedback thread only has 34 votes on it so I’d suggest jumping over there to bump up the numbers:
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Dozens are running a poll on cheque imaging.
https://weare.dozens.com/t/cheque-imaging/912/3
I also note The Times are also suggesting that the banking industry may be introducing a 1.25p fee on electronic transactions in the future in an article about TSB’s plans to compensate fraud users which I imagine could alter customer behaviour/increase cheque usage again.
Moreover, the voluntary code, to come into effect from May 28, is likely to be funded by all bank customers and is only guaranteed for a year. One option for funding the scheme is to levy a charge of 1.25p on all online bank transactions. Only Nationwide and Lloyds have said they will not pass on the cost to customers.