Location based security

[Mikeee (Mike)]

Quick search has thrown up a response from someone at

Location based fraud detection vs No network access

Great question @Kabe. The last known location of your phone is just one of the signals that we use to detect fraud so please don’t worry about us blocking your card if you don’t have data access. In the absence of data access we can also be a little bit more intelligent about how we use your phone’s last known location. Obviously, if we can tell that your phone was last seen in London 2 minutes ago and we see your card is being used in a bar in Ibiza then there’s a high probability that somethi…

As I’ve assumed it would be - just fraud detection based on card use location and mobile location.