Do you use local location security

[uklee]

Hi

Is anyone using Local location security? Out of interest how does it work? When you use the card does to track where your phone is? Is it advisable to enable this feature?

lee

[nexusmaniac (Marcus, Backend Engineer 🛠️)]

I believe it’s only on iOS so far So I’m not using it

But I’ve heard a lot of talk about it!

Here’s an existing thread on Location based security:

Location-based security - Lending my card to backpacking nephew!

Newbie here, found out about Monzo last weekend, signed up yesterday afternoon, received card this morning I got this card to help fund my nephew’s 6-month backpacking trip around Asia. The idea being that family can top-up occasionally. I’m impressed with the security features, particularly being able to freeze and defrost at will. We will each have the app installed on our iPhones, so I’m trying to understand how the location-based security works. As I understand it, the phone n…

I hope that helps!

[uklee]

Many thanks for that. Heaven’s it raises more questions than it answers. Some saying 500m, other saying cards were used when the phone was somewhere else.

Maybe a rep from Monzo could enlighten us with information about his feature.

Have a good weekend all.

Lee

[Avishai (Marta)]

@uklee There’s a nicer explanation from Monzo in post I’m linking below. It’s not ‘hard’ type of verification, more like helping Monzo work out frauds in a lot more complex system. Offering option to opt out is for people who wouldn’t want to be ‘tracked’ at all, even for good reasons. It’s good to have it enabled, in my opinion, if you’re okay with this concept.

Location based fraud detection vs No network access

Great question @Kabe. The last known location of your phone is just one of the signals that we use to detect fraud so please don’t worry about us blocking your card if you don’t have data access. In the absence of data access we can also be a little bit more intelligent about how we use your phone’s last known location. Obviously, if we can tell that your phone was last seen in London 2 minutes ago and we see your card is being used in a bar in Ibiza then there’s a high probability that somethi…