I like the left to spend option in Monzo but I think it could be improved by showing a daily figure too.
For example say I have £300 left to spend in 20 days, and the bar goes orange to warn me I could run out. Essentially, it’s saying I shouldn’t spend more than £15 a day.
It’d be useful if that £15 is shown on screen. Otherwise, I’m arbitrarily guessing at how much I should spend. I know it’s too much right now, but I don’t know what to aim for other than if I do the maths myself and work out it’s £15.
Feels like it could also do something like show me £10 a day would be green and means I’d end the month with £100 left over, etc.
Never say never, but isn’t that popular a request.
I track my daily available against budget with a spreadsheet and the Monzo Plus integration. But more involved but can/will give you a better and more accurate result. Summary can be a bit hit miss sometimes.