Labs Feedback: Joint Accounts 🤝

[Rickynos]

Just having a interesting conversation about self funded overdrafts and how they might work.
I think for JA this could be an invaluable feature.

Self funded overdraft

The unobtrusive and automated nature of this is the key here. I think it would be incredibly useful on a personal account level but even more so in the new joint accounts. My other half and I get paid at different time from one another and also from when the bills go out. Logistically it’s it’s difficult to manage, so we have built up a float to cover everything. Would be nice to ringfence that float and keep it out of the JA particularly as we start using it for more everyday purchases.