I know this has been discussed a lot over the years but couldn’t find anything recent and was really hoping it had changed.
So to switch our old joint bank account to a new Monzo account, we have to open a current account each and then open a joint account and MANUALLY move things over! Much more work than using the ‘switch’ service who do it all for you.
I am so disappointed. I have a business account with Monzo and I have been so impressed with them. Not sure I can be bothered with the hassle of manually moving everything. Does anyone have info as to when this might change? ( or do I just choose a different bank…pondering)
You can’t have a Monzo joint account without both of you also having a personal account. But once you’ve created your joint account, you can use the Current Account Switching Service to move everything over from your current Joint account to your Monzo joint account.
(I’ve checked my app to verify, and I can select my joint when choosing to “switch”.)
Hi
This is from Monzo chat. I can’t use the Switch service so would have to contact all the companies I pay DDs which is a pain.
Am I missing something?
You definitely can switch from a joint account into Monzo joint account. (You can’t switch a joint into a sole account).
Once your joint account is open just go into it in the Monzo app and select the option to switch to Monzo and follow the instructions as shown in screenshot I’ve just taken.