I’m probably missing something obvious, but what is the process by which I switch my joint account to a Monzo joint account?
This help page states it is possible, but doesn’t explain how to do it.
This page explains how to start a switch, but starting the process in the app only asks for my details, not my partners.
Do we need to create a joint Monzo first, or would the switch process take care of everything and include my partners details, even if I don’t as part of the process above?
You’ll both need to have Monzo Personal accounts before opening a Monzo Joint account.
When/if(!) you have a Monzo Joint account opened, you can switch an existing (non-Monzo) Joint account to the Monzo Joint account. This is a ‘full-switch’ and will transfer everything over and then close the non-Monzo Joint account. There’s a run-down of the in-app steps below for extra clarity.
Disclaimer - I’ve not used the CASS method. I manually switched everything across to a Monzo Joint account several years ago, simply because I didn’t want the source accounts to be closed. It’s not as big an issue as you’d think to manually transfer, but it does take a bit of time & concentration.
Applied for a joint Monzo account and got a screen saying “Sorry, we can’t let you apply for a joint account right now…we’re working hard to make joint accounts available to more customers”
Is this likely to be an issue of capacity for Monzo, or a credit score thing relating to me and my partner?
If it says no, all you can do is wait and try again in a few months. It’s not capacity, it’s related to something with you/your partner and they won’t tell you what that is.