Not sure if anyone else has these ideas but here goes!
Firstly, my Wife and I both have Monzo accounts and a joint account. On all three accounts we use the ‘round up’ function to save into pots. This means we have three pots, each with small amounts in, ideally I’d like to have just the one, a main pot. I know I could manually transfer the money from my pot into the joint pot when it got to a certain amount, but that would be hassle and would involve my Wife also remembering to do it! Could a ‘round up’ function on a joint account work that pulls from multiple sources, I.e m account and my Wife’s?
Secondly, I have DD’s that Come out of my account that are awkward numbers for budgeting, for example £32.45. I’d like to be able to set the amount to show on my budget as £35 and the difference automatically put into my savings pot. This will make my budget look cleaner, help me mentally portion my money and save a bit extra each month!
Again, sorry if any of these ideas have come up before and I hope that I’ve articulated them clearly so it’s simple to understand!
Thanks for reading!