So having switched to Monzo, I have a budget setup and a pot for bills. What I’ve noticed is if you use rounding up or the 1p challenge then none of that is recorded against your spending budget.
At the moment this isn’t an issue in that I’m leaving the money for bills in a separate pot but next month I wasn’t planning to do this, as the idea of the budget and summary is to show you what’s left to spend.
Anyone know of way around this issue? Or will I either have to keep to the pots or stop the rounding up and 1p saving.