Joint Account Additions

[OliABraith (Oli Braithwaite)]

Few things I think need to be added to with the joint account:

Ability to request money from your personal account on either side of the account. For example if we go shopping and I decide to buy something for myself I can just request the amount from my account to avoid paying in two separate transactions or sending it proactively.

Ability to schedule a payment to the joint account without having to use the account number and sort code. This is only a minor annoyance

Ability to add money into the joint account pots so we have a joint holiday pot but at the minute we have to transfer the money into the joint account. Then then move it again within the joint account tab.

[awjdean]

@OliABraith

Ability to request money from your personal account on either side of the account. For example if we go shopping and I decide to buy something for myself I can just request the amount from my account to avoid paying in two separate transactions or sending it proactively.

Are you talking about the ability to Bill Split a transaction on your personal account with your joint account (and vice versa)?

@OliABraith

Ability to schedule a payment to the joint account without having to use the account number and sort code. This is only a minor annoyance

You can vote for this feature here:

Scheduled & recurring Monzo-to-Monzo payments

Currently you have to enter their s/c & acc no. to schedule recurring payments to another Monzo user. You should be able to do it with the quick pay on the payments page, same with joint to personal and vice versa

[OliABraith (Oli Braithwaite)]

@awjdean

proactively.

Are you talking about the ability to Bill Split a transaction on your personal account with your joint account (and vice versa)?

Yes and broadly the ability to be able to do this with contacts as well so they can split bills with the joint and not just both of us individually.

I will vote on the post also

[awjdean]

@OliABraith

Yes and broadly the ability to be able to do this with contacts as well so they can split bills with the joint and not just both of us individually.

• The main issue with implementing this seems to be how to display both the joint and personal accounts for every Monzo contact when someone is going to split a bill.

• I think the best solution would be to still have Bill Split requests go to personal accounts, but then to have an option to “Pay with Joint Account” or “Pay with Other Account” inside the request feed item.

Other Joint Account Bill Split improvements

• You can vote for money received from splits sent from joint accounts to go back into your joint account, instead of your personal account, here:

Bills Splits & Money Requests from a joint account should pay back into the joint account

Hi - we had a friend over this weekend and ordered takeaway pizzas for £30. We paid out of our joint account. I chose to split the bill with our friend. I customised the amount they pay us to £10. However, the money went back into my personal account, not into the Joint Account, which still had the £30 bill sat there. This makes no sense to me as the original payment came out of the joint account - not from my personal account. I noticed that the same thing happens when I place a bill from ou…

• You can vote to Bill Split with your own joint/personal account here:

Split the bill with own joint / personal account

If you have a joint and personal account, you should be able to split the bill with yourself to pay from it from your personal account. Also, if you assign a bank credit to a category, you should be able to have that categories spend budget credited. Oh and be able to edit scheduled payments in and out of pots

[ApexPred (Jay)]

@OliABraith Totally agree on your third point, this is a feature we could really use!

I think this explains it a bit better, would be great if you vote for it:

Holiday Pots: Spending Report from Joint Account

It’s cool when Monzo sends me a “Welcome to xxx” notification when I use my card abroad, and also it welcomes me home when I use my card after coming back from Holiday, there’s also a spending report populated after this. Although this isn’t consistent because now for example we use our joint account for expenditure on Holiday, so it would be really great if this was also available on joint accounts. What would make this better, is having the ability to manually set holiday mode on JOINT ACCOU…