Looks heaps better than the previous offerings. I signed up.
Would still definitely want Amex and Virgin Money on board with the other accounts.
I’d also like the feature that Curve has for connecting your cards, where you can select the design of the card displayed in-app. I’ve got multiple products with HSBC, and all the accounts have the same red card in Monzo now, so it’s hard to tell them apart at a glance.
Has anyone got any experiences of interrogating their transactions with Google Sheets?
I like Excel and am comfortable using it (one of the perils of my work) but have never had the urge or time to set up and update a dashboard / graphs / analysis for my personal finances, particularly using new spreadsheet software.
The idea of setting something up and it auto-updating appeals, in the absence of analysis being baked into the app itself.
Interesting! Does Capital One not let you select more than one account when linking the account? Or is it that they give you a separate login for each card?
Just signed up as an ex Plus user. Personally, the feature set is quite interesting to me - especially having other accounts in the same interface. Getting an easy overview of my money across my various accounts was always painful, switching between apps and authenticating in slightly different ways each time. Being able to easily “pull” money from external accounts is a great addition too!
Virtual cards are something I’ve always wanted to be able to do more easily than having to find a buy a pre-paid card. I was aware of the mechanism for generating these “cards” but until now it’s been in the hands of corporate users exclusively.
One thing that could have done with a bit more explaination is the “Advanced Roundups” - being able to double your roundup is cool - but until I actually got to the Edit screen on a pot I had no idea this was what that feature meant.
Like the custom categories and splitting transactions. It would be cool if you could add one of the splits to a tab, or split it. For example, I go shopping and get a weekly shop, but also some things for myself - being able to split the bill into (for example) “shared groceries” and “personal care”, then adding only the shared groceries to a tab would be awesome.
Oh and it would be useful to assign labels to external accounts. e.g. an external personal account, and an external joint account, appear as two current accounts and the only distinguishing factor is the account number on the card illustration
I, for one, don’t mind paying a little extra for advanced features like this - without them, you still have a great product. My expectation would be that over time, some of the features might end up being deployed for everyone, not just Plus, and that new features will be added that are Plus only.
May i suggest the virtual card can be shown on the main page with monzo card and linked cards rather than hidden away on the plus page? would be great, the UI is beautiful i have to say, just needs some insurance features and you are golden
Virtual cards have been worth the asking price for me. I’ve been using them for pretty much all purchases since lockdown. Mostly so that I don’t have to get up and find my wallet to get card details