Introducing the new Monzo Plus

I’m guilty of this myself… although it was only back to August 2019 :sweat_smile:

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Far easier to just start from next week if you’re weekly, or the following week if you’re paid monthy.

I’ll bulk do mine in Sheets, no way am I doing it in Monzo!

Think I have read enough on this topic and time to mute this thread, for me, and get back to living :rofl:

What a thread!!! :grin:

All the best to all trying out the new product :+1:

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Beer!

Fine by me :man_shrugging: I know exactly how money Dashboard uses my data and it’s anonyomised so I’ve no issues with that.

Though even if it cost me more money, the fact of the matter is that there are tools out there dedicated to just credit reports or just financial management. Trying to tread on those toes is not going to work because of simple resource allocation. Monzo won’t ever be on par or surpas money Dashboard because they are not a company that specialises in finance management. Money Dashboard needs to excel in it because it’s all they do. Partnering with these other firms may be a more solid solution in the future rather than trying to run alongside them.

What specific method are they using to anonymise your data? Many methods can later be de-anonymised.

A privacy focused competitor to money dashboard is not a bad thing. The two can compete and there is a market for both. Some people don’t mind handing over their data for free tools, and some are happy to pay to keep control of their data.

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The app is pretty slow now - iOS 13.6 scrolling and pressing there’s a delay in the motion.

Also, hot coral holographic card please. Thank you

The one thing with the other banks apps they don’t go slow but monzo does

Anyone add new monzo plus card to curve yet wonder if it comes up monzo plus card

Not sure if this has already mentioned, but the ability to mark your Monzo plus payment as a a recurring payment seems to be missing.

Edit: summary already identified it as a committed spend, but the transaction is missing from the scheduled payments interface on the transfers tab.

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Just got home from work to my new Plus card and… Wow! That’s a really nice finish and a slick design. Really impressed :+1:

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Unimpressed I signed up straight away when it launched yesterday morning and no card yet

It’s probably your postal service rather than Monzo’s fault. As long as your card arrives before the advertised 24 July date you can’t really complain to them

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Could also depend on where you live. I’m the middle of nowhere so not surprised I didn’t receive mine today like most others. I’ll be lucky if I receive mine any earlier than Wednesday next week.

Royal Mail were fined for missing first class deadline for delivering mail cause many were delivered late I’m 33 miles from edinburgh

Again, not sure how this can be held against Monzo?

Why are you unimpressed if you already knew postage was bad in your area?

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Postage is normally good I don’t hold monzo to fault

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It would be very interesting to know Monzo’s thoughts on this, but I doubt we’ll get them.

My reckoning is that Plus will tempt some current Monzo users to upgrade, but I also think that Monzo’s basic account will suffer and fewer people will switch from other banks to monzo.

In fact, we already know that Monzo’s basic account is suffering… just look at the (now locked thread) about monzo stagnating. It turns out the development has been just as active as ever, but it’s all paywalled. And I very much suspect that features we were teased with (eg credit scores, seeing credit cards in monzo) were originally intended to be released to everyone, but have since been paywalled.

Disappointed? Yes. Paywalling features was pretty much the one thing that almost everyone said they didn’t want to see in new Plus.

There’s a lot of excitement here about new Plus but the wider feedback in other places (eg Reddit) is much less favourable.

A wise commercial decision? I don’t think so. Everything in Plus is too easy to copy, and too easy for other providers to undercut.

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Reddit is where people rage none stop about everything, its not a nice place.

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