Is there a roadmap for extra features for plus over time? Or is the current offering set in stone?
Congratulations on the launch, it’s not for me at the moment but some additions in the future could mean I reconsider. Lots of people seem very happy with it so well done team.
as soon as you add a card to a pot it becomes a “payment account” and triggers a bunch of legal and compliance work
If you could add IFTTT triggers for “If card XYZ, then…” then we would have a workaround that might not have the same legal implications, but still achieves the same task.
Oh, sorry I misunderstood. Adding money to your Credit Card is not something Open Banking supports (as they aren’t “payment accounts”) so we can’t offer this functionality
I would pay monzo to deposit in to my other account but what they have for move money works on selected current accounts not savings and if I could add and withdraw from pots I should have same option on connected current accounts and savings accounts that would set monzo apart
I don’t know how far you can use open banking to integrate to full monzo app use on say a Barclays current account pay a payee or standing order through monzo app not through Barclays app that would be game changer
Nooooooooo 
Ok thank you anyway 
@tomdavies
I’m not sure their post was that bad compared to what else gets posted on this forum and isn’t flagged.
Would you offer sending money back to another current account?
Sometimes I pay my credit card from my First Direct because I’m paying off a large spend for multiple people, but I send my portion to my account from Monzo so I can categorise appropriately.
My thoughts exactly, negative criticism (even if it’s overwhelmingly negative) is very important and I hope what’s being said is taken onboard rather than dismissed as simple whinging.
I guess it would be complicated, but would be there no way to attach a a payee to a button here? i.e if you pay your credit card via a payee, you could have a switch that says use for credit card? Then when you have a btn that says Add Money, it takes you to the amount screen for that payee?
Just an idea but probably to convoluted?
Or even on the card screen you could add a payment source. Does seem logical, at least to me, means you can control everything in on place? @kieranmch @albertmonzo Could that ever be possible?
I agree it wasn’t bad, but there was nothing in there to discuss. So rightfully as he said it doesn’t sound like a product for them - that’s not a bad thing either.
Sorry but the presentation of the criticism is king. Otherwise it IS just whinging.
Even if the points raised are actually valid, no-one is going to look past the presentation to see that.
If you can’t look past how a post is a written and simply extract the underlying criticism, then that’s pretty poor in my book and not an excuse to dismiss it.
Imagine you were giving your feedback face-to-face. Even if you disagree or have strong opinions (which we encourage), you can do it kindly
This is nice little read about the iOS development
Can you share any cheeky stats on how the uptake is going please 
Fair enough, but the rest of the world doesn’t work from ‘your book’ and you shouldn’t expect them to. Everyone is different and manners and politeness are the societal norms we’ve come up with to level the playing field for all. Just because this is ‘the internet’ shouldn’t mean that all that gets binned but, sadly, that’s what happens most of the time.
From the outside, some of the critical posts come across as quite entitled and self-absorbed.
Same here
I’m torn! I might just do it for 3 months to see if I find value that I don’t expect.
Mixed emotions with this if im being honest, i didnt think monzo could pull me in for the plus account based on alot of what was leaked but at just £5 per month it might be enough to sway me to try.
Is it confirmed if this is going to stay at £5pm or will this increase in a few months?
As for the package ill explain the hits and misses from my own perspective:
Interest 
1.00% AER/Gross (variable) interest on up to £2,000
Any additional interest is nice however personally I would continue to keep most of my savings in marcus which is a better option that this at the moment i believe.
View your other bank accounts in Monzo 
I feel like this is an all or nothing, i dont see the point in it if i cant see all of my accounts which i wont be able to it seems, can we please get Danske bank added please? quite a big omission considering they offer the ability to see accounts in their app for free.
Don’t think this should be a charged feature if im really honest
Virtual cards
Whilst i dont/wouldnt use them personally i think they more than justify being in plus
Your credit score in Monzo 
Another one of those i feel shouldnt have been paywalled, can be seen elsewhere via MSE Credit Club and using CreditKarma apps for free
An exclusive holographic card
Card looks nice and whilst i like the hot coral its a nice touch, would have preferred Investor to be more prominent but other than that nice.
Offers
Very niche and useless to me personally. Would need to expanded to become useful sort of akin to o2 rewards e.g. free coffees, discounted mcd’s or something
Custom categories
Probably the one thing really making me want to upgrade to plus, something weve all been begging for.
Transaction splitting
Will work nicely with custom categories
Advanced roundups
Seems like a bit of fluffer content, not something i will use personally.
1 free cash deposit a month
Something i get with my other account for free, not really happy its as low as 1.
£400 fee-free ATM withdrawals overseas
Something im not going to use too often as its now free within EU anyway.
In my 27 years ive been outside the EU once on holiday so as much as i see this as a good thing id very rarely use it.
Some questions i dont think ive seen answered.
