I hope so!
£30 basic revolut, Premium and Metal plans £20, and then Ultra free unlimited use.
I guess it’s competitive, depends how much you travel.
Think Revolut uses DragonPass.
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AMAZING! They listened! Thank you Monzo - I keep eyeing up HSBC Premier and now I can stop that!
Also great to be increasing the value of Max.
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I’m currently paying for Max but I’ve recently discovered that trends is fundamentally broken for me so I’m looking to cancel. I’ve got a railcard as one of the perks and the cancel screen doesn’t mention what happens to it? Does it cancel itself out or do I need to pay any fees for it?
(Edit) I tried finding a way to chat to somebody in the app but the option seems to have completely disappeared for me now
Never mind, I’ve found the T&Cs:
You may have to pay a fee
If you order a Railcard and then cancel before your next Max anniversary (every 12 months after the date you got Max) you’ll need to pay a fee to keep your Railcard based on how long’s left until your next Max anniversary. This works out at £1.92 a month.
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Sorry for late reply, but worth saying the AA (not RAC) cover provided by Nationwide is the most generous among all the packaged back accounts going - for example I think uniquely it includes onward travel, so if you break down on your way to a holiday they’ll get you there and even sort out a hirecar for a couple of days while you’re there.
This was enough to get me to switch from Halifax Ultimate Reward to Nationwide FlexPlus last year.
If you value a decent roadside recovery then it’s a no-brainer, IMHO. I’ve just checked and the AA want £130 (specially discounted from £260) for similar cover for just one person for one year.
It does, so I see!
I personally wouldn’t touch Natwest group packaged bank accounts because their mobile insurance has an arbitrary max screen size which disqualifies the device I’ve used for the last 3 years. Also it’s so much more (and seemingly offers nothing in addition to FlexPlus) - still happy to endorse FlexPlus as a ‘no brainer’ option to anyone who values onward travel AA cover.
I think the mobile insurance for the entire family also is better with nationwide compared to the natwest platinum - from what i can tell it only covers the account holder
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Yes, Nationwide’s is unusually generous in this regard - normally only account holders are protected (unless another charge is paid).
I am flying tomorrow and in the SAS (airline) app I can add lounge access in Denmark for £24.
From what I understand Monzo Max offers “discounted” lounge access for £24, which of course is not the case here.
Are other lounges around the world generally more expensive?
Yes it’s an airline-specific lounge.
Thanks for the summary, it’s good to know. First time I ever used a lounge was a few weeks ago (it was the same SAS lounge) as it was included in my ticket, and I quite enjoyed the free food, drink, and the peace & quiet.
Tomorrow’s flight ticket doesn’t include lounge access but I can add it for £24, making schemes like Monzo Max or Revolut etc seem useless for this purpose.
Next to no airlines allow you do buy access to their own lounges so I wouldn’t rely on this unless you only ever fly SAS.
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Funeral costs to pay for so almost everything is being cut back.
Probably won’t be travelling this year now, may go for Club Lloyds Silver for £10pm as phone cover is the most important for me. Or FlexPlus at Nationwide, as the road cover is far superior to Lloyds.
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Thank you, appreciate it.
Yeah I have credit card and flex direct with them, but they are very trigger happy with card freezes. Spoke to them Monday for debit card cuz added to Apple Pay, and then again twice, clearing security 3 times, today.
Card shows blocked in the app, call up, they say card not blocked, no alerts to resolve.
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Must just be you haha. Never had a problem.
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I have never really used Nationwide debit cards, but my credit card that I use a lot has been blocked a few times, not always for obvious reasons. Thankfully the unblocking process is very easy and all done via automated SMS these days, they ask “was this you?”, i reply yes, and it’s unblocked.
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Anyone know the term for adding the £5 a month for another family member?
Could I do just 1 month?
Signed up to FlexPlus over the weekend. Was really debating not having another bank account but decided to keep my HSBC (I’ve had it since i was 15) and just got another account. I really wanted go to Monzo Max but most of the benefits like lounge access, insurance etc were already covered by my AMEX. FlexPlus worked out the best - the same detail cover on Monzo was working out £22 a month, looking forward to the nationwide card 
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