This is a minor piece of feedback, but it’s something which always leaves me with what I tend to label in user experience as “excitement sinkhole”.
When booting the app, if you’ve spent any money recently, the balance on the card will show a number that it out of date. So the first thing that happens is that the balance figure updates, refreshing to show the new balance amount.
Because, if you’ve used your card, the up to date balance will always be lower than the previous balance - it means that the first thing you see whenever you open the app, is your money going down. No one likes seeing money go down, right?
It kind of creates a negative experience whenever you launch the app, even if you’re not that aware of it.
Sometimes I forget that I’ve used my card, and I get a little bit of excitement as I realise I have more money on the card than I thought I had; before it updates and then goes to a much lower number. Extra disappointment.
It may seem a tiny thing but it affects the experience for me.
Not showing the balance until it’s been checked as up to date would solve this problem.