I don’t think it’s realistic or expected (at least in the short term) to have everyone exclusively using Monzo cards for every single payment. However, I really like Monzo’s app potential to become a tool to manage my cash flow.
How likely would it be to enable importing data from other sources e.g. Credit Card, Other banks (and on a reasonable effort basis) automatically classify those? Manually adding entries (for cash spending) would be useful as well. Of course, I’m not suggesting removing or changing the current tab with Monzo-only spending, but a new one with the full view of my spending would be awesome