I have a couple of weddings and am sending a present of cash via monzo to the people getting married.
Would be great if you could send money as a gift and the receiving party has a card on their account they can open or scratch off and receive a message. bit less transactional…
You could use the “Share a link” payment option, set it all up, generate a QR code for it, and then print it off and put it in a card for someone. They then scan the QR code, and enter their bank details for the money to be transferred into.
They expire pretty fast, so you’d either have to get rather creative (which not everyone has the skills or resources to do) or make it very last minute.
Personally I like the idea being presented here. We need a digital replacement for cheques that feel just as nice to receive, and gamification is always awesome.
Edit: knew I was getting some real deja vu here:
That’s right - it’s the option to pay by text or email.
The texting/emailing is to distribute the link but you can actually choose to send the link any way you like.
It’s been mentioned here on the community before that people have generated QR codes pointing to the URL of the link, for example, and put them in birthday cards.
Just be wary that the link is only valid for 48 hours and then auto expires. You don’t want to send off a card several days in advance for them to not be able to claim the money
Interesting idea though. You could do some clever routing if you have your own domain and a server to apply the links after the fact.
I actually did something like this once to create a digital birthday card animation puzzle for my brother that eventually led to a monzo link for £50. A bit more fun to the otherwise boring gift that is money.
The way I would do it is, set up a link forwarder with my domain for
N26throwaway.com/hpbdsebh, generate a QR code for that URL. Send the card tracked postage, then when I get a notification from Parcels to say it’s out for delivery, I’ll get a payment link from Monzo, then forward the URL the QR code links to to the payment link.
Should get the job done.
ETA: that URL is not, to my knowledge a real one.
Thanks for all the response, ill try the link for now but surely frictionless and effortless would be better for customers?ie the fact we have to do x, y and z means its an effort
It sounds a bit like giftcards and this has been suggested a few times before. I personally feel it’s a bit dated but hey that’s just me.
Yesterday I used a unique service from my canadian bank. It allows you to create an e-gift and send a card to your friend for his/her birthday or whatever by being able to customize the card, choose the activity that the person is going to use to “unwrap” the ecard!! It was awesome! I think e-gift cards are great!
Basically my friend had asked for money for their birthday, aside from the usual “cash in a birthday card” a few of us gifted by transfer or
I thought rather than having to send on the day, it would have been nice to “send” a few days in advance, with a “release to account” on her birthday (like a delayed release). Maybe as a gift with a little message (thoughts of a present icon in app to click to “open”.
After thinking of this, I thought the idea would also work well on Christmas fo…
You’re best sticking your vote on one of these and pooling them all into the one topic so that the number is greater and therefore more likely to get Monzos attention.