Basically my friend had asked for money for their birthday, aside from the usual “cash in a birthday card” a few of us gifted by transfer or Monzo.me
I thought rather than having to send on the day, it would have been nice to “send” a few days in advance, with a “release to account” on her birthday (like a delayed release). Maybe as a gift with a little message (thoughts of a present icon in app to click to “open”.
After thinking of this, I thought the idea would also work well on Christmas for family or friends gifting money to be able to do this in advance rather than transfering money on Christmas day or other holiday day - wake up Christmas morning to “gift” notifications to open with a message or something.
Basically if it’s my friends birthday on Friday, I can send the money Tuesday, but my friend won’t receive this until Friday (or even if they can see a locked gift that can’t be opened until Friday). Surprise and I don’t have to worry about it on the morning
I just wondered if this would be something you guys would find useful or want?