My brother wants to sign up to Monzo and is 16. His passport expired a couple of years ago and I’ve been told it must be active to be ID (that seems really petty)!
This means my brother will have to spend a lot of money and time getting a new passport and yet he has a birth certificate and an existing bank account and bills in his name etc… Which could prove his ID very quickly!
I would like to suggest some sort of less “strict” ID verification on people under 18, maybe have the ability for their siblings and parents on Monzo to vouch for their existence in top of the out of date photo ID / birth certificate and bills?
It just seems quite unfair for people less likely to have a passport / driving licence (young people)