Today I look on my app and see my card is frozen (never happened before) to find out that some American is trying to donate to a Christian charity with my card detail. They got my card expiry wrong and now I just have to easily replace my card. If this was any other bank I would be endlessly shouting down the phone. 
22 Likes
Wow, hearing that is a first for me 
Is this some kind of robin hood thing? Steal from rich and give to the poor?
They do this to test the cards, usually a Ā£1 or $1 payment. Any site that lets you enter your own payment amount is often used.
Charities are a popular choice. If the small payment goes through, they can then sell on the card details as ālive and testedā or use them themselves.
4 Likes
It was an anti gay charity 
at least do a good one!
7 Likes
Yeah I know it happens all the timeā¹ļø. Still annoying when it happens.
Ahhh that explains it. Thought it was some Robin Hood type of person 
1 Like
More likely money laundering through charities.
Why wouldnāt you just be pressing replace card in any other major banking app? They all support this. Most of them support card freezing too.
2 Likes
Santander doesnāt support it 
You have to speak to customer servicesā¦
Nationwide you have to phone up from my experience and basically takes half an hour to do anything.
2 Likes
Do other major banking apps tell you if you card gets declined due to incorrect card expiry?
3 Likes
We could make a list of those that wouldnāt have been good in this situation.
For example HSBC a) wouldnāt have flagged the transaction to me and b) if somehow the fraudster had got the details right HSBC wouldāve made me phone them to cancel the card and go through each transaction.
Not such a good christianā¦lol
1 Like
American Christian so probably thought they were doing what was right.
This topic was automatically closed 180 days after the last reply. New replies are no longer allowed.