I do not live in the UK so the question might be a bit odd but please bear with me. I will be moving to the UK and would like to have a Monzo account. I will have to open up a separate basic account in another bank (e.g. Barclays) do deposit my cash and from there top-up Monzo when needed.
I am very disappointed that I will not be able to top up from my debit card so I am a bit concerned about bank transfers and would appreciate help on this matter.
When I want to do a bank transfer to top-up, do I have to go to a Barclays branch or it is a standard service that can be done online with a basic account or with a Barclays app?
Do I have to pay to transfer from Barclays to Monzo or it is a free/percentage-based service? If it is paid, what are the fees?
Is it reliable enough to know that a bank transfer will be completed 100% within 12 hours on a Tuesday or Wednesday from when I order it?