Help with cheque

[Chapuys (Kevyn)]

My comments on Monzo are based on the 2018 comment by @HughWells . How things have changed since then I can only speculate.

@anon41219820

[…] For clarity here, we are not a member of the Cheque and Credit Clearing Company so we don’t process cheques ourselves and our processing time is not included in the 4 day period. […]

Cheques are usually processed on the day we receive them and are bulk scanned through a fancy machine and noted as received on your account. They then go off to NatWest that day who start the process of clearing them. We then download a file daily from them and mark cheques that have cleared/bounced as such on your account. […]