I bought some food from greggs yesterday, contactless wasn’t working so I paid with chip and pin - and they still haven’t send any kind of notification to Monzo… no preauth or anything.
Isn’t this rather brave of them? Not everyone is as honest as me.
Hypothetically what could they do here (assume for example here an empty account with no overdraft) - is it like TFL where they can send you into overdraft anyway? Or would they just be told to GTFO if/when they finally decide to ask for the money.