Good evening

Hi. I’m Richey - from North Kent. I haven’t got my card yet, so I’m still in the sceptical phase of wondering where my £100 has gone to… but I can wait a couple more days.

I’m unsure as to why there’s so much apparent excitement over this - it’s a card, and an account and an app. Nothing new. Maybe once I receive it and start using it, there’ll be a revelatory experience somewhere down the line.

When my card comes, I’ll be mainly spending it on… er … dunno. I might get some new clothes.

Over and out.


Yeah, wait for it to come. You’ll be happy you signed up.

if you haven’t received it in couple of days after sending your £100 though - email and ask where it is and they will sort it out for you

When you get the card you will see that :monzo: is not like any other bank - give it a few days and you’ll be getting everyone you know to sign up!!

Oh and, welcome aboard! :grinning:

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At present I’d say you need to look at the feature set and see which things make your life easier. For me I want to be more aware of what I am spending on and perhaps set some budgets. Using a pre-paid card for this works well as I’ve set myself a budget of £400 a month for non-essential spending (food, bills etc still come out of our joint account) and I can easily see, in real time where I am at. I can also see where the money is going and areas where I could be more savvy, for example realising I’m spending £20 a week in coffee outlet…


Until two months ago,I was actually ashamed of how much money I was spending on takeaway coffee and the associated pastries / cakes etc. Realising that I have no fiscal discipline whatsoever, my lateral thinking brain decided that going vegan would address the problem.

So far, so good.

well, I wouldn’t have gone that root :joy:

I have really got my spending under control now thanks to :monzo:

Vegan is a huge lifestyle change though! feel better for it?

Absolutely. Feel less bloated, lost a bit of weight, and got the parkrun time down a bit. And I don’t spend a lot on groceries…

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Been vegan for 7 years myself… I still spend too much on coffee, I just have soy milk now…