So with the migration to the current account and the clearing of any backlog of users waiting to signup the golden ticket becomes fairly useless because anyone can signup right.
I noticed today that Nationwide are offering money for bringing a friend, which I am NOT suggesting because its wildly expensive and open to abuse. http://www.nationwide.co.uk/products/current-accounts/our-current-accounts/recommend-a-friend-tab
But maybe there should be some kind of advantage to bringing mates into the Monzo family, maybe a “monzo recruiter” debit card when you get 5 people to sign up or a similar t-shirt, maybe it could just be an entry into some kind of competition to win some cinema tickets or something.
Point being we should encourage people to bring their friends/family on board and although I don’t think that for monzo the right way is using hard cash because given the figures published that is no way profitable without cross-selling other products and is open to abuse, maybe a chance to win some swag or an exclusive debit card would be cool.