I’m really liking Monzo but a couple of things seem to not be available that’s stopping me moving my bank over to them…
I currently get a weekly text from my bank and use that to update a (google) spreadsheet to track how my balance is. I cannot see a way to do this with Monzo.
I was really hoping I could use IFTTT/Monzo to automate it but the only actions I seem to have is get/put from/to a pot, not a “whats the balance of this pot”
Am I just missing something or is Monzo just a different way of doing things?
Hi Steve & welcome
Monzo is ‘real-time’ - so the balance(s) displayed in the Home screen are the amounts as of now - no more waiting for weekly texts; Monzo is a little quicker than that
I currently have a set-up where each real-time Monzo transaction triggers a ‘copy’ of the transaction details to be sent to my YNAB account. So in almost real-time, my YNAB accounts update with the same data. This allows me to do some powerful projection-based analysis outside of the Monzo app.
I believe you can do the same with IFTTT and Google sheets with a personal account (I operate solely with a Monzo Joint account which isn’t yet supported with IFTTT, although I’d like to switch to using IFTTT as a connector in/out of Monzo) - such a IFTTT applet is here; https://ifttt.com/applets/xfRVshTw-log-my-card-purchases-to-a-spreadsheet?term=monzo
If you don’t have direct debits from your account, then you could set up a running balance effectively within Google sheets and subtract from that number if you spend anything.
Thanks, yes a different way of looking at it as you say.
Good point out on the IFTTT I think that should be good for “realtime” rather than my (it now feels) old fashioned weekly tracking
I might also have a play with the API that I’ve just been reading about, knock up a little app if the IFTTT doesn’t work out
Ah thanks about direct debits… that may skupper the IFTTT approach if it doesnt send that to the sheet… maybe API is a way to go
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