Foreign ATM withdrawal limits with Joint

[yonny24]

I have a joint account with my wife. So we have 4 cards between us. 2 x personal and 2 x joint cards.

What would be the overseas withdrawal limit per month without hitting the % fee?

Would it be £200 each using the joint cards each?
I assume this limit is applied to both personal and joint?

[danbeddows (Dan)]

Hi @yonny24

For foreign ATM withdrawals - the limit is per person & not per account.

For example, if you spend £100 on your personal, then you spend £200 on your joint, and your wife hasn’t spent anything yet - it would still take you £100 over the limit.

So with 2 people, the maximum amount you can withdraw before fees is £400 - and it doesn’t matter which cards/accounts are used.

[yonny24]

Thanks Dan.

Good to know