Super stuff, living 5 minutes away I’m a regular there, so good to know it’s up and running. Just need the Costa at Ebbsfleet working, and it’ll be all bases covered
It’s great that the proof of concept has worked with mainly London retailers with what must be a fair few customers.
But like @nexusmaniac said, as soon as a big national retailer gets on board (Subway, McDonald’s, BK, heck even Just Eat) this will take off. At the moment with the current bunch of retailers it seems a bit niche.
Edit: thinking about it, rather than a food retailer, a supermarket like Tesco would really get people talking!
What I was wondering is how hard is to converter a pdf receipt to a flux receipt?
Very excited about this addition
I imagine that Monzo have built a receipt API, which will be how Flux is able to integrate ‘natively’ into the transaction detail. But someone needs to interface with the POS software, get the itemised details, and link them with the transaction. This is what Flux is doing.
There’s no point Monzo doing that middle bit (or buying Flux), as I can’t see retailers or POS software developers (e.g. iZettle) spending the development time to integrate this when it will only benefit the customers of a single bank. But as Flux is a third party, integrating with them brings benefits to potentially all banks’ customers Already you cover Barclays, Starling, and soon Monzo. I’m sure Flux would be willing to work with other banks too.
The banking software side is where Monzo can really stand out and differentiate themselves. Other banks show an image of your itemised receipt – Monzo will provide native transaction data.
Seems like they sure have
Is anything shown in the main transaction view to indicate the existence of a flux receipt? Some kind of or similar icon?
I’d be interested to know the answer to this.
That’s a lot of !
I’ve not seen the full T&C’s, but here’s a screenshot from their website.
Sorry, I meant the “Home” view which shows your historic transactions, not the specific transaction view.
For example, in the past when I have had an attachment on a transaction I have used the emoji in the notes so I can see instantly when scrolling through which transactions have attachments and which don’t (I know the search permits this too), but it’d be nice if there was some kind of icon shown to indicate a flux receipt was linked rather than me having perform the same kind of change manually. IYSWIM.
This is cool!
I hope somebody builds an email receipt > Monzo Transactions Receipts API service. So you get an email from Amazon, forward to the service, which parses it and inserts the receipt data into the correct transaction
Here’s the terms from the app
Idea now possible with Flux: Automatic diet tracking of your lunch
If you eat lunch at Eat, you could use the Flux receipts data to match against Eat’s online menu to figure out how many calories etc you had for your lunch: https://eat.co.uk/our-menu/sandwiches-baguettes-wraps/baguettes/chicken-bacon-avocado-baguette_10001868.html
I can see a world where you run an IFTTT recipe that hoovers up all the emails in your inbox marked receipt and then matches them to the transaction… But whether Monzo will develop those tools are up for debate
In fact I forgot I actually built one but couldn’t upload the receipt due to Monzo not accepting PDF as a file format…
Wow… would be very impressed if somehow we can do this.
How do Monzo customers link to flux?