First time posting on this portal. Can I just say how impressed I am with Monzo so far - still a bit rough around the edges (hence not fully migrated yet) but started playing around with Monzo as my primary individual account and now this month as my wife and I’s joint account.
Whilst I accept Monzo is looking to reinvent banking and do things simply and more efficiently than the current crop, one feature both my wife and I love of our current JA is emergency cash. We are out and about and find ourselves without our bank cards (which ideally should be the norm for future) but the merchant can’t or doesn’t accept card payments- no worries we open our app request up to £50 and enter the code provided into the nearest (owned or funded) cash machine to receive the cash. Obviously I expect this would be costly and the bank in question uses its own cash machine network to facilitate but it is immensely useful and means you can leave the house without the fear of forgetting wallet etc. Could this be something that might one day work day with a select nationwide atm company???
Thoughts anyone? Does this ring bells for anyone else too?
Also an Apple Watch (or other wearable device) app would be amazing too, especially one that provided function rather than gimmicky features)