I’ve spent months gradually transitioning from Lloyds to Monzo… whilst I appreciate the suggestions for alternatives, there’s no way I’m suffering through that again any time soon 
(Off-topic, but even just opening a Monzo account took me nearly 3 months! My address wasn’t in their postcode lookup, despite being perfectly valid and showing with Royal Mail, so I couldn’t register. They said there was nothing they could do… so I did some digging, figured out who supplied their postcode lookup API, spent an hour on the phone with them, chased up twice, waited 6 weeks, and voila! Was it worth it? Err… I guess so…? 
)