Yes, I got my bonus too.
I really, really need automatic rules for all this though. I want that bonus to trigger a buy, not sit there as cash. No notification from the app either, so you need to stay alert. Annoying.
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Nice.
Think that’s the (not ideal) trade off between a Nutmeg (managed portfolio) and Dodl (cheaper DIY self-managed portfolio).
The way to automate it atm is to edit your monthly investment schedule by a 25% boost to account for the LISA Bonus in available cash. That way it’ll be swept in with your monthly deposit into a triggered buy.
True, push notifications are a basic low hanging fruit to implement for them. They have a few easy wins they could do over the coming months. Let’s see.
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I did this, but the dates were still out of sync this month, so got another failed regular buy. That triggered a notification from CS and an email. Then I got an email reminder to keep enough cash to cover fees…
Way too much interaction for me, but it should settle down into a pattern now.
I’d prefer to pay fees via a separate DD, like Vanguard. I wonder how expensive that is for them though
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Yeah for the auto-email for charges also despite having plenty available cash. Shame it’s not opt out for that email.
Main thing I want this year from Dodl is USA shares, specifically Tesla. A man can dream 
Would 100% prefer this as the fee coming out of available cash eats into our annual allowances which is suboptimal. Wonder if for regular AJ Bell YouInvest have options to pay separately because if so then it’s likelier they’ll introduce it to Dodl eventually.
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Dear Lazy Web,
How does Dodl compare to Vanguard for fees on SIPP / S&S ISA?
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Vanguard SIPP:
Just 0.15% per year
FTSE Global all cap: 0.23%
Vanguard ISA:
0.15% + 0.23%
Vanguard = 0.38% per year
Dodl
Account fee: 0.15%
AJ Bell funds (0.31%)
Dodl = 0.46% per year
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Assuming HSBC FTSE All World is similar to Vanguard’s FTSE Global All Cap Acc (Vanguard has 7k stocks in theres, HSBC has around 3k) then that’s a 0.13% fund charge.
This would make Dodl cheaper than Vanguard (if you use these funds).
I may transfer as having all of my things in 1 place is better than 2 (sipp & isa on vanguard, lisa on youinvest) and the app would make it way easier for me to fill in my spreadsheet 
Does anyone have any thoughts?
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I think just one point to add would be Vanguard’s 0.15% fee is capped at £375 per year for accounts over £250,000, whereas as Dodl’s isn’t, so just something to bear in mind once portfolio approaches this threshold.
Other than that, think rest of your thinking is sound.
I’m personally using these 2 funds on Dodl:
Other users are going for:
Just cancelled my LISA transfer. Not for a big obvious reason but rather a minor one, they currently don’t
have 2 factor authentication but AJ Bell’s YouInvest does 
I just feel like if I was to have my investment stuff on my phone with FaceID I would want it to be a lil more secure 
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How many providers support AJ Bell funds? Fewer than support Vanguard Lifestrategy, I imagine. If you want to transfer out of AJ Bell in future, you’ll probably have to sell to cash, then transfer. That could be painful effectively locking you in to Dodl or at least meaning you can’t take advantage of new providers or better terms later on. Hard to quantify though.
Update - 1 week later, transfer complete 
Very smooth process, very satisfied, no issues on either Nutmeg nor Dodl’s end.
Understand where you’re coming from here. But I think in most cases, there’s going to be discrepancies with what securities each provider supports and therefore a need to be (partially) in cash during the transfer process. In my case, I presold my Nutmeg portfolio to cash as I knew nothing was comparable with Dodl and then requested the cash transfer. Being out the market for 1 week is a small price to pay and worth it in the long run imho
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Also happy with the speed of transfer from Skipton Cash Lisa.
Only hiccup was the Dodl transfer form, which doesn’t have a separate field for roll numbers. CS told me to use 00-00-00 as sort code and enter the roll number as account, which is not obvious imo.
Thereafter, plain sailing.
I did end up starting the transfer twice and I’m still getting daily reminders to complete the first attempt with no option to cancel, which is a tad annoying, but not the end of the world.
Now my monthly investment is ticking over with enough cash for fees left over, hopefully I can forget about it for at least 15 years 
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Nice one. Let the compounding begin 
On another note, just seen, US stocks are the next up on the roadmap 
Tesla better make the cut…
I really can’t get behind the branding for dodl at all. I hate the name. The whatever the logo monster thing is. I hate all of it, and that’s the only reason I’ll never use it, however good it might be.
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Fair enough, it’s function/substance over form for me primarily - they lower my costs and increase my choice of investments.
Though I do like the name & the concept makes sense (the monster I’m indifferent to, just their take on a compare the meerkat I guess):
Would be interested to know why you hate the name? Think it’s underrated and quite tricky to come up with a short, snappy name. To get down to Dodl by AJ Bell was pretty neat imho
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Dodl is not for me - I prefer a wider choice of funds. However, I like the concept. The platform fee is among the lowest available at the moment and there are just enough funds to create a reasonable low-charge passive index-tracking portfolio with some diversity and resilience.
I also like that it will introduce people to investing who may have been put off by the perceived stuffiness and expense of investing.
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I’ve never really had an affinity for the misspelling spin on common dictionary words for brand name. Reeks of pre 2010 social media startup trend, I suspect fuelled by the overly saturated .com space.
.com or die as the saying used to go. To get one you either had to purposefully misspell the brand name you would have liked, affixed your type of product onto the end (eg www.atombank.co.uk for Atom, whilst most other banks are just the brand name, no bank on the end) or prefixed something like get or download (remember getmondo?), or come up with something creative enough to be original, which is what I prefer from a branding perspective.
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