Do we want a Big Christmas 2022 Poll? What should we ask?

If you did want a poll, here’s a wiki to help create what options we want. Basically, fill it with things you’d like Monzo to develop, big or small. If there’s a link to an existing topic on here all the better!


This is a wiki :point_down: - to add an item tap/click on the edit button and add your own requests!

  • Merchants view on Trends
  • Plan future expenditure in Trends
  • Chase in open banking
  • (iOS) Show confirmation screens before sending money to settle up shared tabs and cancelling direct debits
  • (iOS) Searching the feed should search the original merchant data, not just the enriched data
  • Functioning merchant enrichment system
  • Cheque imaging (UK)
  • Check imaging (scan checks to pay them in) (US)
  • Send checks (US)
  • Post Office for paying in cash (UK)
  • Pay in cash (US)
  • Show a proper account screen for Flex with all the transactions made on the virtual card (US)
  • Cheaper, software only, tier below Plus (UK)
  • Virtual cards for joint accounts
  • Custom categories for joint accounts (UK)
  • Connected accounts for joint accounts
  • Google Sheets export for joint accounts
  • Google Sheets export (US)
  • Google Sheets exports for connected accounts
  • Google Sheets exports for Flex
  • Export pot transactions (e.g. virtual card payments directly from pots)
  • Fix Google Sheet export issues (no merchant for interest or for Plus/Premium payments)
  • Higher interest on Plus/Premium (UK)
  • Search by merchant, category, time and location on Android.
  • Ability to create and save filters so you can see a subset of your feed easily.
  • A native rules engine (IF this happens, THEN do that - e.g. move money between pots, add a note etc).
  • Reset Trends/Summary periods automatically when wages received.
  • Manual connected accounts
  • Split the bill / shared tabs for connected accounts
  • No maximum limit for the number of pots you can have (or a higher limit)
  • More virtual cards (UK)
  • Single use virtual cards (UK)
  • Export connected account transactions
  • Option to toggle the feed between merchant and category logos
  • Show Starling spaces for connected Starling accounts (UK)
  • Platform parity issues
  • Garmin Pay! (And Badger Pay, obvs)
  • keep data for closed connected accounts
  • Notes and tags for connected accounts
  • Split the bill / shared tabs for connected accounts
  • View your mortgage in Monzo (US)
  • Automatically select a plan in Flex
  • Have personal merchant names/logos (for your account only, so updated immediately)
  • Enter receipt details manually
  • Scan / OCR paper receipts into Monzo
  • Search connected accounts
  • Sort Trends transactions by date, value, merchant/category, account etc
  • Native international transfers (in and out, inc IBAN)
  • Recurring incoming payments (so that Trends knows when to expect your income)
  • Enter/see your interest rate for connected credit cards, savings and mortgages
  • Alerts when promotional periods are ending (e.g. fixed rates in mortgages, 0% credit cards)
  • Connected loans (using the same approach as for mortgages)
  • Transfer money directly into Pots (using #PotName as the transfer reference maybe)
  • Set a default category for pot transfers
  • Direct pot to pot transfers
  • Pay DDs and SOs directly from a pot (i.e. not bouncing into the main account then out)
  • Weekly pay/budgeting periods
  • Four weekly/28 day/13 times yearly pay/budgeting periods
  • More sophisticated pay period calculations (e.g. pay date is the last but one working day; every second Tuesday etc) that take account of Get Paid Early
  • Rename connected accounts
  • Notes field on Pots
  • Higher (or no!) limit on the number of custom categories you can have.
  • Change categories, add notes, split bill, add to tabs upcoming Monzo payments.
  • Let us filter whether or not we want to see upcoming payments in the feed.
  • Virgin Money connected current account
  • Virgin Money connected credit card
  • Other connected current/checking accounts (let us know who’s missing below)
  • Other connected credit cards (let us know who’s missing below)
  • See investments held elsewhere in Monzo
  • See asset values (e.g. the value of your house) in Monzo
  • Bulk change faster payment (UK) / ACH (US) transaction categories
  • An undo button! (In case you accidentally change all your categories or delete transaction notes)
  • Native Monzo savings account
  • Immediate access to money held in savings pots (UK)
  • A refreshed, more competitive, Plus/Premium offer (UK)
  • Metal cards! (US)
  • Multi device support
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