If you did want a poll, here’s a wiki to help create what options we want. Basically, fill it with things you’d like Monzo to develop, big or small. If there’s a link to an existing topic on here all the better!
This is a wiki - to add an item tap/click on the edit button and add your own requests!
- Merchants view on Trends
- Plan future expenditure in Trends
- Chase in open banking
- (iOS) Show confirmation screens before sending money to settle up shared tabs and cancelling direct debits
- (iOS) Searching the feed should search the original merchant data, not just the enriched data
- Functioning merchant enrichment system
- Cheque imaging (UK)
- Check imaging (scan checks to pay them in) (US)
- Send checks (US)
- Post Office for paying in cash (UK)
- Pay in cash (US)
- Show a proper account screen for Flex with all the transactions made on the virtual card (US)
- Cheaper, software only, tier below Plus (UK)
- Virtual cards for joint accounts
- Custom categories for joint accounts (UK)
- Connected accounts for joint accounts
- Google Sheets export for joint accounts
- Google Sheets export (US)
- Google Sheets exports for connected accounts
- Google Sheets exports for Flex
- Export pot transactions (e.g. virtual card payments directly from pots)
- Fix Google Sheet export issues (no merchant for interest or for Plus/Premium payments)
- Higher interest on Plus/Premium (UK)
- Search by merchant, category, time and location on Android.
- Ability to create and save filters so you can see a subset of your feed easily.
- A native rules engine (IF this happens, THEN do that - e.g. move money between pots, add a note etc).
- Reset Trends/Summary periods automatically when wages received.
- Manual connected accounts
- Split the bill / shared tabs for connected accounts
- No maximum limit for the number of pots you can have (or a higher limit)
- More virtual cards (UK)
- Single use virtual cards (UK)
- Export connected account transactions
- Option to toggle the feed between merchant and category logos
- Show Starling spaces for connected Starling accounts (UK)
- Platform parity issues
- Garmin Pay! (And Badger Pay, obvs)
- keep data for closed connected accounts
- Notes and tags for connected accounts
- Split the bill / shared tabs for connected accounts
- View your mortgage in Monzo (US)
- Automatically select a plan in Flex
- Have personal merchant names/logos (for your account only, so updated immediately)
- Enter receipt details manually
- Scan / OCR paper receipts into Monzo
- Search connected accounts
- Sort Trends transactions by date, value, merchant/category, account etc
- Native international transfers (in and out, inc IBAN)
- Recurring incoming payments (so that Trends knows when to expect your income)
- Enter/see your interest rate for connected credit cards, savings and mortgages
- Alerts when promotional periods are ending (e.g. fixed rates in mortgages, 0% credit cards)
- Connected loans (using the same approach as for mortgages)
- Transfer money directly into Pots (using #PotName as the transfer reference maybe)
- Set a default category for pot transfers
- Direct pot to pot transfers
- Pay DDs and SOs directly from a pot (i.e. not bouncing into the main account then out)
- Weekly pay/budgeting periods
- Four weekly/28 day/13 times yearly pay/budgeting periods
- More sophisticated pay period calculations (e.g. pay date is the last but one working day; every second Tuesday etc) that take account of Get Paid Early
- Rename connected accounts
- Notes field on Pots
- Higher (or no!) limit on the number of custom categories you can have.
- Change categories, add notes, split bill, add to tabs upcoming Monzo payments.
- Let us filter whether or not we want to see upcoming payments in the feed.
- Virgin Money connected current account
- Virgin Money connected credit card
- Other connected current/checking accounts (let us know who’s missing below)
- Other connected credit cards (let us know who’s missing below)
- See investments held elsewhere in Monzo
- See asset values (e.g. the value of your house) in Monzo
- Bulk change faster payment (UK) / ACH (US) transaction categories
- An undo button! (In case you accidentally change all your categories or delete transaction notes)
- Native Monzo savings account
- Immediate access to money held in savings pots (UK)
- A refreshed, more competitive, Plus/Premium offer (UK)
- Metal cards! (US)
- Multi device support