Are there any limits to direct debit payments? I’ve looked at the “Limits” page in the app and they are not mentioned; the closest match is “Daily bank transfer”.
I need to make a payment to HMRC that is over £10,000. Their web site gives the option of paying by direct debit. Will this work, or will Monzo reject the transaction?
Think you’d be best asking in app chat
I’ll try that too; I just thought other people might also find the answer useful.
Is this with a business account or personal account?
Personal. (A one-off: capital gains tax.)
And you’re paying it by Direct Debit?
Or are you just paying direct on your card?
Direct debit — which is why I’m asking the question, direct debits aren’t mentioned on the “Limits” page.
Fair enough, I’ve had to make this payment a couple of times. Never used direct debit though.
Asking on in-app chat is at the “escalate to a specialist” stage at the moment. I know that if I wanted to pay by debit card I’d have to go through the temporary raise of limits procedure; I’m just curious about direct debits because nobody appears to have asked before.
Yeah. Report back once you know, be interesting to find out.
AFAIK there isn’t a limit for outgoing Bacs payments (direct debits). There is a £20m limit set by Bacs themselves though, so you’d have to stick below that I’d assume 
Sounds like a specialist will be able to confirm this, but I’m pretty confident on the no limit (or high enough that most people aren’t going to need to worry about it anyway!).
I think I’m a few orders of magnitude below that limit so I should be ok… I’ll give it a go and let you all know!
Ok, that’s all set up. I should find out on 23rd January whether it worked!
It worked!