Only 20 days ago was the last payments outage:
May 10th 2019: Monzo Bank Status - Bank transfers are delayed
December 5th 2018: Monzo Bank Status - Bank transfers delayed
November 28th 2018: Monzo Bank Status - We're having problems with the app, some card payments and bank transfers. We’re working hard to fix it 🛠
November 8th 2018: Monzo Bank Status - Bank transfers delayed
October 29th 2018: Monzo Bank Status - Some payments may fail. We're investigating
October 20th 2018: Monzo Bank Status - Bank transfers delayed
October 17th 2018: Monzo Bank Status - Bank transfer delays
October 9th 2018: Monzo Bank Status - Bank transfer problems
September 26th 2018: Monzo Bank Status - Delays to bank transfers
September 6th 2018: Monzo Bank Status - Inbound bank transfers may be delayed (Yes, that’s 2 outages on the same day)
September 6th 2018:Monzo Bank Status - Some Inbound Payments Delayed
August 17th 2018: Monzo Bank Status - Bank transfers are delayed
August 4th 2018: Monzo Bank Status - Inbound bank transfers may be delayed
August 4th 2018: Monzo Bank Status - Inbound bank transfers may be delayed
July 21st 2018: Monzo Bank Status - Inbound bank transfers are delayed
July 21st 2018: Monzo Bank Status - Inbound bank transfers are delayed
July 21st 2018: Monzo Bank Status - Inbound bank transfers are not working temporarily (3 times in one day!)
July 17th 2018: Monzo Bank Status - Some banks transfers are failing
July 17th 2018: Monzo Bank Status - Bank transfers may be delayed
July 9th 2018: Monzo Bank Status - Some inbound bank transfers are delayed
July 8th 2018: Monzo Bank Status - Bank transfers may be delayed
June 21st 2018: Monzo Bank Status - Some Payments May Fail
22 in the last year and there’s several more but I gave up looking. These are just the outages, this doesn’t include the many, many maintenance windows specifically for Payments where it’s also been unavailable.
Take the pee out of GPS all you like, but even GPS was never that bad!